Just starting out and not sure what kind of loan you need? No worries! We are here to help & educate first time buyers. Features of a mortgage such as the size of the loan, loan term, interest rate, method of paying off the loan are some of the characteristics that can vary your ideal mortgage product considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We  also help you determine your eligibility and apply for the First Home Owner’s Grant & other First Home Owner Scheme available.

Investment loans are structured in a specific way to allow you to make the most of your assets. We can work with your financial planner or accountant to ensure your loan is set up to meet your specific needs. We have access to competitive loan options that can help you maximise the return on your investment.

Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.

Whether it be a recent change in circumstances or simply wanting to obtain a home loan with lower fees, there are many reasons you may choose to refinance. We run the numbers & work with you to determine if refinancing is the right option for you. If refinancing is the right option for you we then assist to obtain the lender best fit to take over the mortgage.

With access to individual property and suburb reports we ensure you are as well informed as possible before making a major decision. Finding out the history of the property, along with looking at recent comparable sales allows you to have the upper hand in negotiations & get the best bang for your buck.

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes.

Building your first/next home can be an arduous & drawn-out process. You spend most of your time having to make the right decisions towards the design and layout of your home. We will aid you in ensuring you can obtain finance for the property you wish to build, making sure that you are across the construction budget at each step of the way. We also assist with making sure your builder is getting paid by the bank on time which is one less thing you will need to deal with.