Pathways

Everyone's starting point is different. Here are three ways to work with us, from arranging your mortgage through to hands-on coaching while you save or search for a property.

Mortgage Broking

Get the basics right: the right loan, the right structure, the right setup. In most cases this is at no cost to you, as we're paid a commission by the lender.


Key inclusions

  • Discovery call, at no cost
  • Lender comparison across our panel
  • Application preparation and lodging
  • Structuring around your goals
  • Approval and settlement management
  • Reviews every 12 months

Finance Coaching

Ongoing coaching to build the habits, structure and confidence to run your own financial life, without licensed advice. You do the work, we coach you through it.


Key inclusions

  • Personalised cashflow and banking setup
  • Goals and savings system
  • Habits and frameworks for better money decisions
  • Regular check-ins and accountability
  • Tools to pay your mortgage down faster or save for your deposit

Property Coaching

For people actively house-hunting who want hands-on support through the search, we refer you to one of our trusted referral partners: a licensed advisor who can provide proper, personal advice on strategy and the search.


Key inclusions

  • Introduction to a licensed referral partner suited to your search
  • Property strategy guidance on suburbs, types and fit
  • Help reading comparable sales and market data
  • Offer and negotiation support
  • Due-diligence guidance through to exchange

Combine finance and property coaching for our most comprehensive offering.

Loan Rover is a credit representative. Broking services are subject to lender credit criteria and our standard credit guide and privacy consents, provided separately before any application is lodged.

Coaching is educational and general in nature. It does not constitute personal financial advice, credit assistance, or real estate/buyer's agent services, and does not replace advice from a licensed financial adviser, solicitor or conveyancer where that's required for your decision.

Which pathway suits you?

Mortgage Broking

Finance Coaching

Property Coaching

Who's it for
  • First home buyers taking their first step onto the property ladder
  • Anyone refinancing, upgrading or building who wants one broker managing the whole process
  • People who want a broker they can come back to for reviews, not just the first loan
  • People who want to take more ownership of their financial life
  • Anyone wanting habits, structure and accountability, without needing licensed advice
  • People happy to do the work themselves, with a coach alongside them
  • People actively house-hunting who want hands-on support through the search
  • Buyers who want proper, personal advice on strategy and fair value, not just a sounding board
  • Anyone who wants a licensed advisor or buyer's advocate guiding the search, not a coach
Results you can expect
  • Clarity on how much you can borrow and what that means for repayments
  • A loan structured around your goals, not just today's rate
  • Ongoing reviews so your loan keeps working for you as things change
  • A cashflow and banking structure that does the saving for you
  • Clear short and long term financial goals tied to your life
  • Habits and frameworks for making better money decisions each month
  • Regular check-ins so your plan keeps up with you
  • An introduction to one of our trusted referral partners, a licensed advisor suited to your search
  • Personal advice on property strategy, shortlisting and negotiation from that advisor
  • Due-diligence guidance through to exchange, from your advisor and your usual inspector, agent or conveyancer
What we'll do
  • Discovery call, at no cost
  • Lender comparison across our panel
  • Application preparation and lodging
  • Structuring around your goals
  • Approval and settlement management
  • Reviews every 12 months
  • Personalised cashflow and banking setup
  • Goals and savings system
  • Habits and frameworks for better money decisions
  • Regular check-ins and accountability
  • Tools to pay your mortgage down faster or save for your deposit
  • Introduction to a licensed referral partner suited to your search
  • Property strategy guidance on suburbs, types and fit
  • Help reading comparable sales and market data
  • Offer and negotiation support
  • Due-diligence guidance through to exchange
Timeframe

Usually four to eight weeks from your first chat to settlement, depending on how quickly you find a property, but that's just the start. We're with you for the long run as a client for life, and the journey after that takes as long as it needs to for you.

Typically a structured start over the first few weeks, then ongoing check-ins for as long as you want them.

We make the introduction promptly, then your advisor works with you through your active search until you exchange.

Not sure which pathway fits? Let's chat and work it out together.